Before proceeding further, please be advised that I, Nola Leuthner am a registered representative associated with Girard Securities Inc, a registered Broker/Dealer, Member FINRA/SIPC. I am licensed to discuss with or offer investment and financial services and products only to residents of Wisconsin, Minnesota, Illinois, Florida, Arkansas, Arizona, Oklahoma. Michigan,  and California. Securities related services may not be provided to individuals residing in any state not listed above. The information offered is for informative purposes only. None of this information is to be construed as an offer to buy or sell securities referred to within or otherwise noted. Neither Nola Leuthner nor Girard Securities Inc., makes any guarantee as to the accuracy or completeness of this information.  Leuthner Financial is not affiliated with Girard Securities.